Will my auto policy cover my recreational vehicle (RV)? Your auto policy may cover your RV, but most likely that coverage will be inadequate. There are many coverages and possible incidents that are specific to RV ownership and use, and your best bet would be to get a policy that is tailored toward your special vehicle.
I've added lots of features to my RV since I bought it. Are they covered, too? Perhaps. There are optional coverages available, and some policies may cover your accessories automatically. Check your policy or get in contact with your customer service representative to get answers to your specific questions.
I live in my RV during the summer. What kind of coverage do I get if it gets damaged to the point that I can't live in it? Again, there are optional coverages available to cover emergency expenses such as lodging and transportation. If this is a coverage that is important to you, make sure to add it.