Personal Online Banking

  • Visa Cards
  • Consumer Bank Products

    Consolidating your personal accounts with one financial institution makes life easier. When your financial institution is also an online bank – verifying account balances, moving funds and paying your monthly credit card bills just became easier and more convenient.

    See the information below to learn more about what online banking can do for you!

    Personal Checking
    The ultimate in convenience!

  • Check daily transactions
  • Access to cleared check images
  • Free Online BillPay
  • Online transfers from any Internet site

    Checking Account
    How free is free checking? Really free!

  • $250 minimum initial deposit
  • No monthly service charge
  • Free Online BillPay
  • Free initial order of personalized checks
  • Free unlimited transactions
  • Free account transfers from other Principal Bank accounts

    Savings Account
    Looking for the perfect account to park your short-term savings? This is the account for you!

  • $250 minimum initial deposit
  • Competitive interest paid on entire balance
  • Free transfers between Principal accounts
  • 24-hour account access – online or on the phone
  • Overdraft protection for checking account
  • Five ways to make deposits

    Money Market Account
    The more you save, the more you earn with Principal’s Money Market account that offers higher rates for higher balances.

  • $2,500 minimum initial deposit and balance requirement
  • Tiered interest on balances over $2,500, $25,000 and $50,000
  • Six free withdrawals per month, three of which may be by check
  • Free initial order of Principal Bank custom checks
  • 24-hour account access – online or on the phone
  • $10 fee each month if balance falls below $2,500

    Principal Bank Certificate of Deposit
    Great rates. You choose your maturity date. Need we say more?

  • $1,000 minimum investment
  • Terms anywhere from 3 – 60 months
  • Flexible date of maturity
  • Monthly compounding
  • Interest may be deposited into a Principal Bank account or added to the CD

    Principal Bank College CD and Beginner’s Savings Account
    Looking for a convenient way to save for your child’s or grandchild’s college education? Consider a college CD or Beginner’s Savings Account with low $25 opening deposits. CDs mature on child’s 18th birthday, and the Beginner’s Savings Accounts have no service or dormant fees and are available to those under 18.