Now that you own a special type of vehicle, you need a special type of insurance coverage. Many drivers assume that their auto policies provide sufficient coverage for their recreational vehicles (RVs), but most auto policies do not have appropriate limits and may leave holes in your coverage.

Auto insurance was not meant to cover RVs. Often even minor RV claims can dramatically increase an auto insurance bill. Plus, your personal property in your RV will not be covered under your auto policy. Under your homeowners policy, the coverage for that property is typically limited because the property is off-premises. Furthermore, auto policies typically do not cover any accessories that you may have attached to your RV, such as antennas, awnings and satellite dishes. Many auto policies have limits of under $100 for towing and it often costs more than that to tow a large RV. Another advantage of RV insurance is that it provides coverage for emergency expenses, such as lodging and transportation, due to your covered loss.

Don’t let worries about insuring your new vehicle get in the way of enjoying it. Get a quote today and see how easy and affordable it can be to get just the right kind of coverage!