Boat Insurance Glossary

Emergency Service Coverage - Coverage for servicing the boat on an emergency basis.

Liability Coverage - Damage to a person(s), vehicle(s) and/or property that an insured is legally responsible for as a result of an accident.

Medical Payments Coverage - Medical expense coverage for up to a stated maximum limit that is provided for individuals in the covered boat.

Physical Damage - Damage to, or loss of, tangible property.

Possessions Coverage - Coverage for personal property in the covered boat.