Umbrella Story

August 10, 2016

A babysitter left a 5 month old infant unattended in a walker. The infant toppled the walker, struck her head on the floor and suffered brain damage. The parents of the infant sued the teenage babysitter and her family and the court awarded the parents over $1,000,000. For less than the cost of a cup of coffee a day, most people can purchase a Personal Umbrella Policy. Insurance case provided by: The Hanover Insurance Group

While most insurance policies carry a certain level of liability protection, these limits are easily exhausted with aggressive legal actions, putting your hard earned assets at risk. A personal umbrella policy offers an extra layer of security to guard against lawsuits. This could have also been a slip and fall, auto accident, wrongful entry, or other mishap…Individuals and families alike should protect themselves against the unexpected. When limits of your underlying policies, such as homeowners, personal auto, watercraft are exhausted you need to protect yourself. A Personal Umbrella Policy travels when and wherever you do.

Do you have an umbrella policy? If so, have you reviewed your limits recently?