New Valentine’s Day Jewelry?

February 14, 2018

We know many people who will be receiving new jewelry in the coming days – those getting engaged this spring, celebrating a special birthday or anniversary and of course today, on Valentine’s Day. If you received a new piece of jewelry we have a few tips to ensure that you can enjoy it for years to come.

TIP 1 –

Store it in a safe place
If you’re not wearing it, you may want to keep your fine jewelry in a home safe that has a tool and torch resistant rating of 30 minutes or more (TL-30/TR-30) and is too heavy for a burglar to carry or is bolted to the floor or home structure. This may also help keep your jewelry safe from fire and water damage.

TIP 2 –

Get it appraised
If you’re not sure of the value, seek out a professional appraiser who can document the actual value of your piece.

TIP 3 –

Add it to your insurance
Your homeowner’s insurance may not fully cover expensive jewelry. To provide peace of mind, consider purchasing a valuable articles policy that provides all-risk protection, as well as automatic coverage for newly acquired pieces. If you’ve already got a valuable articles policy, make sure to add your new piece to this schedule.

Any questions, please contact your friendly insurance team at Robertson Ryan info@robertsonryan.com.

Thank you to Chubb Insurance for their 3 top tips for new jewelry.