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New Valentine’s Day Jewelry?

February 14, 2018

We know many people who will be receiving new jewelry in the coming days – those getting engaged this spring, celebrating a special birthday or anniversary and of course today, on Valentine’s Day. If you received a new piece of jewelry we have a few tips to ensure that you can enjoy it for years to come.

TIP 1 –

Store it in a safe place
If you’re not wearing it, you may want to keep your fine jewelry in a home safe that has a tool and torch resistant rating of 30 minutes or more (TL-30/TR-30) and is too heavy for a burglar to carry or is bolted to the floor or home structure. This may also help keep your jewelry safe from fire and water damage.

TIP 2 –

Get it appraised
If you’re not sure of the value, seek out a professional appraiser who can document the actual value of your piece.

TIP 3 –

Add it to your insurance
Your homeowner’s insurance may not fully cover expensive jewelry. To provide peace of mind, consider purchasing a valuable articles policy that provides all-risk protection, as well as automatic coverage for newly acquired pieces. If you’ve already got a valuable articles policy, make sure to add your new piece to this schedule.

Any questions, please contact your friendly insurance team at Robertson Ryan

Thank you to Chubb Insurance for their 3 top tips for new jewelry.