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Personal Insurance

Uninsured And Underinsured Motorist

Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an acciden...

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Underground Service Line Coverage

There are a lot of property risks to keep in mind if you’re a homeowner. But have you thought about the ones that might be lurking under y...

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Cyber Security

Cyber Insurance: 2022 Midyear Market Outlook

The past year has seen a rapidly hardening cyber insurance market as cyberattacks have surged in both cost and frequency. This increase in a...

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Condos: Bare Walls vs Walls-In vs All-In

Bare walls vs Walls-In vs All-In – As a condominium owner, it’s easily confused which property is covered by the condominium hom...

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The Importance of Loss Assessment Coverage

Loss Assessment is often overshadowed by the main coverages in a condo owner’s (HO-6) insurance contract. Though it’s easily ove...

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Flood

Updates to Flood Rating

The Federal Emergency Management Agency (FEMA) has made some recent updates to flood rating under their new program, “Risk Rating 2.0:...

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Adding Wine Insurance to Round out Your Collection

Whether you’re a serious collector or just enjoy the occasional glass of wine in the evenings, you may want to consider adding wine in...

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Classic Car

Classic & Collector Car Insurance

If you own a classic car, your insurance coverage should be as unique as your vehicle. Whether you purchase a muscle car or an antique vehic...

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Market Value vs. Replacement Cost

Because we get asked this question so often, I thought it would be beneficial to briefly review the general concept and differences between ...

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High Value Home

What’s the Difference between Standard and High-Net Worth Homeowner’s Contracts?

We often get asked what kinds of benefits come with moving from a standard mass-market insurance contract into a High-Value homeowner’...

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