Personal Insurance

Robertson Ryan Insurance provides comprehensive personal insurance solutions tailored to protect what matters most to you. As an independent insurance agency, we offer customized coverage for home insurance, auto insurance, umbrella and excess liability, valuables and collections, and recreational vehicles. Our experienced advisors work with top-rated insurance carriers to build coverage that fits your lifestyle, property, and long-term goals – whether you own multiple homes, high-value assets, or simply want confidence your coverage is done right.

Unlike one-size-fits-all policies, our approach focuses on understanding your risks and delivering protection that evolves with your life. From safeguarding your home and vehicles to providing added liability protection and specialty coverage, Robertson Ryan Insurance helps individuals and families secure dependable, flexible personal insurance coverage with clarity and confidence. Let our team guide you to smarter protection, better options, and peace of mind – today and into the future.

  • Homeowners / Renters
  • Automobile
  • Landlord
  • Short-Term Rental (AirBnB / VRBO)
  • Personal Umbrella
  • Flood
  • Classic & Collector Cars
  • Boats
  • Motorcycle
  • Earthquake
  • and more!

VIP Concept

Charles D. James at Robertson Ryan Insurance has in-depth market knowledge to ensure the best placement of your personal insurance coverage. While he and his team can handle all personal insurance programs, they specialize in high value homes and estates. In The James VIP Personal Insurance Model, they proactively manage client’s insurance needs, make the commitment to being reachable 24/7, and always return phone calls and emails in the same day. Charles values long-term relationships with both clients and insurance carriers, which helps provide the most competitive and best placed coverage for your personal insurance program.

Experienced in handling ALL of your insurance:

  • Flood, Back-up of Sewer & Drains and Mold Coverage
  • Multiple Homes and Autos in Multiple States
  • Scheduled Valuables/Collectibles
  • Excess Liability and/or Umbrella Liability
  • Watercraft Insurance
  • Domestic Help Worker’s Compensation Coverage
  • Trust, LLC’s and other Ownership Situations
  • Benefits and Business Insurance Programs

 Signature Service:

  • Access 24 hours day / 7 days week including:
  • Business Phone / Mobile Phone / Email to your dedicated team member(s)
  • Annual (and/or Semi Annual) review of coverage and recommendations
  • Renewal Checklist
  • Prompt and thorough claim facilitation
  • Long-term relationships with remediation, mold, fire and restoration experts
  • Partners with art appraisal and collection experts
  • Representation of multiple upscale insurance carriers
  • Professional and licensed Account Managers supporting each Agent
  • Full service agency with access to all lines of business as needs arise

Our Difference

  • Representation of Multiple High Net Worth Insurance Carriers
  • Prompt and Thorough Claim Facilitation
  • Detailed Annual Review
    • Educate You on Your Program
    • Customize Your Policy to Your Needs
    • Comprehensive Checklist
  • Return Phone Calls Within 24 Hours
  • 98% Client Retention (since inception of our process)

Successful Client

What does your current annual risk review look like? How well do you understand your current coverage? Do you know who to call with an after-hours claim?

At Robertson Ryan we regularly connect with our insureds and perform an annual risk assessment. Our proactive approach focuses on education and creating well-rounded programs tailored to protect the lifestyle of our successful clients. You will know how to get in touch with your agent 24/7 to help navigate claims; it’s a personal touch and that’s what we do.

Let’s Chat

Please contact us to receive a personalized quote for your Personal Insurance needs.

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