Local Government

At Robertson Ryan Insurance, Backes and Barnett Group, we provide specialized insurance solutions for local government entities, including cities, villages, counties, and water & sanitary districts. Public sector organizations face a unique set of risks, from public liability and infrastructure protection to regulatory compliance and workforce exposures. Our team understands the complexities of municipal operations and delivers customized property and casualty programs designed to protect your community, assets, and leadership.

Coverage Offerings

We offer a comprehensive range of insurance coverages tailored to local government entities, including:

General Liability
Public Officials Liability (Management Liability)
Law Enforcement Liability
Professional Liability
Property Coverage (Buildings, Infrastructure & Facilities)
Inland Marine (Equipment & Mobile Assets)
Commercial Auto & Fleet
Workers’ Compensation
Umbrella/Excess Liability
Employment Practices Liability (EPLI)
Cyber Liability
Crime & Fidelity Bond

Services & Risk Management

Beyond coverage, Backes and Barnett Group provides proactive risk management and consulting services to support the long-term success of your municipality. We assist with claims advocacy, safety and loss control programs, coverage analysis, and regulatory guidance. Our team works closely with your leadership to identify exposures, improve operational safety, and ensure your insurance program evolves with your community’s needs.