Speeding Tickets Can Raise Your Rates - Here’s What You Can Do
October 7, 2024
States with the highest percentage of drivers with speeding tickets on record (Source: Insurify 2024) North Dakota Wisconsin Ohio Iowa read more +
RECENT ENTRIES
Understanding Workers' Compensation: What It Covers and How It Protects Your Business
October 3, 2024
Workers’ compensation, or “workers’ comp,” provides benefits to employees injured or ill due to a work-related incident. It covers medical read more +
AI's Growing Influence on the Workplace
September 13, 2024
The Growing Adoption of AI in the Workplace Since the launch of ChatGPT, AI has seen widespread adoption, becoming accessible read more +
Growing Need for Flood Insurance Across the U.S.
September 5, 2024
As development expands into flood-prone areas, the gap in flood insurance coverage continues to widen. This has led to a read more +
Travel Insurance Options for the Consumer or Guest Host
August 20, 2024
Platform services like Airbnb, Home Away and VRBO haven’t just upended the traditional hotel experience, they have made destinations as read more +
Selecting the Right Commercial Property Insurance
August 8, 2024
The commercial property insurance market has faced rising premiums since 2017. These challenging market conditions are primarily the result of read more +
Water, Water Everywhere…Benefits of an Automatic Water Shut-Off System
July 24, 2024
If you have ever had the misfortune of unwanted water in your home or business, the line “Water, water, everywhere, read more +
Back-To-School: Auto & Renters Insurance, Does My College Student Need It?
July 17, 2024
Parents with driving-aged teenagers at home are understandably cautious about auto insurance, given how expensive rates are for younger drivers. read more +
Cybersecurity Myths
July 2, 2024
Cybersecurity is about protecting your business operating systems, proprietary and client data and your companies’ digital assets from cyber threats. read more +
Is Pet Insurance Right for You and Your Furry Friend?
June 26, 2024
Pet insurance covers medical costs for your pet, similar to human health insurance in many ways. However, it is meant read more +
ICHRAs: Why This Employee Benefits Plan is Seeing Notable Growth
June 12, 2024
In recent years, employee benefits and health insurance have shifted significantly, reflecting the changing needs of the modern workforce and read more +
Sump Pumps: Prepare Your Home Now for the Rain Ahead!
May 14, 2024
Heavy rains can come unexpectedly and it is crucial to ensure your sump pump is in working order. When intense read more +
Riding Safe: The Essentials of E-Bike Insurance Explained
April 25, 2024
Electric bikes have been gaining momentum as a fun and more efficient way of traveling around. As with any newer read more +
10 Auto Insurance Buying Tips
April 11, 2024
Auto insurance is an ongoing and essential expense for drivers. With raising rates people are searching for effective ways to read more +
Roofing: Material & Insurance Guide
March 18, 2024
In general, homeowners don’t often think about the status of their roofs, mainly because when they do, it is usually read more +
Thinking about a Home Renovation?
March 14, 2024
It’s not surprising that more homeowners are choosing to renovate their homes rather than move. With over 50% of houses read more +
Weather as it Relates to Increasing Property Insurance Premiums
February 28, 2024
Weather patterns and their impact on insurance premiums are intricately linked. Below is a breakdown of various types of weather read more +
Home Insurance Premium Savings – Leak Detection Devices
February 23, 2024
Our team at Robertson Ryan Insurance have a shared goal with you to provide a strong personal insurance program and read more +
6 HR Trends to Monitor in 2024
February 14, 2024
In today’s market, HR professionals must adapt to the changing expectations of organizations and employees amid difficult economic conditions. As read more +
7 Key Employee Benefits Trends in 2024
February 12, 2024
In 2024, the labor market is expected to cool slightly; however, competition for talent will remain. As such, employers must read more +
The Insurance Market Cycle: Hard Versus Soft Markets
February 7, 2024
The commercial insurance market is cyclical in nature, fluctuating between hard and soft markets. These cycles affect the availability, terms read more +
Be Ready: Helpful Tips in the Event of an Emergency
January 23, 2024
Make a Resolution to be Prepared Preparing your family for an emergency is as simple as having a conversation over read more +
Umbrella Insurance Explained: What is it? Do I need it?
November 30, 2023
Liability insurance, usually included in vehicle and property insurance, safeguards you in case you cause injury or damage to others. read more +
OSHA's 2023 Top 10 Violations
November 20, 2023
OSHA’s preliminary data of the top 10 most frequently cited standards in the 2023 fiscal year have been released. Because read more +
The ACA’s of Open Enrollment: Always Confirm & Ask!
November 9, 2023
Ahh, November, that magical time of year when comfort food, crisp days (crisper nights) and family time for the holidays read more +
Insurance Market Conditions
August 11, 2023
It is our shared goal at Robertson Ryan Insurance to keep you up-to-date on the current state of the insurance read more +
4 Reasons Why Auto Insurance is Increasing
August 2, 2023
The premiums for auto insurance continue to increase. According to statistics released in May 2023 by the U.S. Department of read more +
OSHA Expands Injury and Illness Submission Requirements for Employers in High-hazard Industries
July 18, 2023
On July 17, 2023, OSHA announced a final rule that will require certain employers in designated high-hazard industries to electronically submit read more +
Managing Cyber Risks in a Down Economy
March 20, 2023
To help minimize growing inflation concerns that have spanned across industry lines over the past few years, the Federal Reserve read more +
Personal Umbrella Liability Insurance
March 16, 2023
Dollar for dollar, the personal umbrella liability policy is considered one of the best personal insurance buys. Find out why! read more +
Employers Prioritize Holistic Well-being
March 15, 2023
Many employers enhanced their mental health and well-being benefits during the COVID-19 pandemic and are expected to build on that read more +
Construction Industry Trends to Watch
March 14, 2023
The construction industry consists of companies that construct, maintain and repair buildings and other structures (e.g., roads, bridges and utility read more +
Auto Coverage Considerations for 2023
February 16, 2023
In an effort to keep you up-to-date on new and important auto coverages, we are sharing the top trending additional read more +
6 Key Employee Benefits Trends for 2023
January 17, 2023
Over the last few years, almost every aspect of the workplace has changed, leading to many unforeseen challenges. Unfortunately, many read more +
Trends to Watch in 2023
January 12, 2023
Insurance experts often examine how outside influences and trends affect the insurance marketplace, and businesses should follow suit to determine read more +
The Trendiest Benefits for 2023
November 7, 2022
There’s no denying that employees’ needs have changed over the past few years. As such, employers can offer benefits to read more +
National Cybersecurity Awareness Month
October 6, 2022
October is National Cybersecurity Awareness Month. During this annual event, government and industry leaders come together to raise awareness about read more +
5 General Liability Exposures
September 13, 2022
Almost every organization has commercial liability loss exposures. A commercial liability loss exposure is a condition or situation that presents read more +
Key HSA Decision Points
September 12, 2022
Below are some key questions an employer considering a high deductible health plan (HDHP) with a health savings account (HSA) read more +
Insuring Your College Student
August 16, 2022
Sending a child off to college is a significant milestone that represents the culmination of years of planning and hard read more +
Commercial Auto Insurance
July 21, 2022
2022 Midyear Market Outlook The commercial auto space has been largely unprofitable for insurance carriers over the past decade, with read more +
Cyber Insurance
July 15, 2022
2022 Midyear Market Outlook The past year has seen a rapidly hardening cyber insurance market as cyberattacks have surged in read more +
Directors & Officers Liability Insurance
2022 Midyear Market Outlook Although the last few years have seen double-digit rate increases and lowered capacity within the directors read more +
Commercial Property Insurance
2022 Midyear Market Outlook The commercial property insurance market has hardened in recent years, with consistent rate increases since the read more +
Market Value & Replacement Cost
July 1, 2022
If you own commercial property, choosing a property insurance policy that fits your specific needs is important. A wide variety read more +
Jackware Cyberattacks
May 19, 2022
Ransomware incidents entail cybercriminals compromising their victims’ computers or servers with malware and demanding large payments in order to restore read more +
Diamonds are (not) Forever
April 28, 2022
Despite the up and down of the economy, fine jewelry is selling – in fact most jewelers say many buyers read more +
Flood Rating 2.0 - Begins April 1, 2022
April 1, 2022
In October, we mentioned FEMA was setting a plan to update the National Flood Insurance Program’s (NFIP) risk rating methodology read more +
5 HR Trends to Monitor in 2022
March 24, 2022
Human resources (HR) departments are given more responsibility each year, often with budgets that don’t match these changes. As a read more +
Workers’ Compensation Insurance: 10 Frequently Asked Questions
March 22, 2022
Workers’ Compensation insurance is coverage purchased by the business that provides benefits for job-related employee injuries. Under a workers’ compensation read more +
10 Cyber Actions to Reduce Your Data Exposures
February 8, 2022
Cyber security threats and trends can change year over year as technology continues to advance at alarming speeds. As such, read more +
Guaranteed Replacement Cost Insurance
Below is dialogue from a recent conversation discussing the value of Guaranteed Replacement Cost as part of your insurance program read more +
Fireplace & Wood-burning Stove Safety Tips
December 14, 2021
There’s nothing more relaxing than snuggling up next to a fireplace. But as cozy as they make your house feel, read more +
HR Vaccine Compliance Guide
November 10, 2021
The Occupational Safety and Health Administration issued its emergency temporary standard requiring businesses with at least 100 employees to mandate read more +
Halloween Safety for Children
October 29, 2021
Halloween celebrations can come with a range of fun activities and lead to lasting memories for your children. However, these read more +
Vehicle Theft Increase Using a ‘Mystery Device’
October 7, 2021
Thieves are opportunity seekers, often seeking vehicles that are consistently parked in the same location or that are unsecured. While read more +
Changes to Flood Insurance - Risk Rating 2.0
October 5, 2021
FEMA is updating the National Flood Insurance Program’s (NFIP) risk rating methodology through the implementation of a new pricing Risk read more +
Fall Home Maintenance Tips to help you Save Money and Avoid Insurance Claims
September 9, 2021
Fall is a good time to do some home repairs and maintenance so you can keep warm and dry during read more +
5 Ways to Reduce Health Insurance Costs
September 2, 2021
For the past two decades, health costs have increased each year. This happens for a variety of reasons, such as read more +
Personal Watercraft Coverage
August 13, 2021
If you own your personal watercraft (PWC), you’ll want to know about all the ways your PWC policy allows you read more +
Workers’ Comp Rates Decrease in Wisconsin
July 28, 2021
Wisconsin Insurance Commissioner Mark Afable has approved an overall 5.44 percent decrease in worker’s compensation insurance rates, effective Oct. 1, read more +
The Sky Has It's Limits: Drone Insurance & Safety
July 15, 2021
Drones are usually thought of as toys or hobbyist aircrafts. However, they also constitute a substantial risk to your family, read more +
5 Strategies for Reducing Workers’ Compensation Costs
July 13, 2021
When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs read more +
8 Post Pandemic Workplace Policies to Review
June 24, 2021
Returning to in-person work is a top priority for many workplaces. As the impact of the COVID-19 pandemic lessens, employers read more +
Common Auto Insurance Myths
June 10, 2021
With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered read more +
Cyber Liability Insurance - Market Outlook
June 7, 2021
Across industry lines, cyberattacks have surged in frequency and sophistication, resulting in a rise in cyber losses. In these market read more +
Common and Costly Employee Benefits & HR Mistakes
June 3, 2021
Mistakes in employee benefits and human resources can be quite costly to employers—in the form of extra benefits, complaints, lawsuits, read more +
Ransomware Insurance
May 18, 2021
With ransomware attacks on the rise, the role of insurance is becoming more robust. And, although ransomware coverage has been read more +
National Life Insurance Day
April 30, 2021
National Life Insurance Day occurs every year on May 2nd, as it marks the anniversary of the first-day life insurance read more +
Understanding and Preventing Data Breaches
April 22, 2021
Ransom cyber-attacks are soaring and so have claims on cyber insurance policies. In today’s virtual and internet based world it read more +
Tips for Onboarding Employees Remotely During the Coronavirus Pandemic
March 30, 2021
The coronavirus disease 2019 (COVID-19) pandemic has caused employers to make significant changes to their business practices, including onboarding. Managers read more +
Lumber prices are up a staggering 188% - What does this mean for your home replacement cost protection?
March 26, 2021
The lumber shortage caused by the COVID-19 pandemic isn’t letting up, in fact it’s quite the opposite and it’s getting read more +
OSHA Reveals the Top 10 Most Cited Standards for the 2020 Fiscal Year
March 11, 2021
Using preliminary data, the Occupational Safety and Health Administration (OSHA) recently revealed its top 10 most frequently cited standards in read more +
CDC Issues Long-awaited Guidance for Fully Vaccinated People
March 10, 2021
The Centers for Disease Control and Prevention (CDC) has released new guidance for people who have been fully vaccinated with read more +
Mental Health Employee Benefits Trends for 2021
February 22, 2021
Since the onset of the COVID-19 pandemic, Americans have reported increases in anxiety, depression and thoughts of suicide. The toll read more +
OSHA Electronic Reports Are Due March 2
February 17, 2021
Each year, the Occupational Safety and Health Administration (OSHA) requires certain employers to submit information from their OSHA Form 300A read more +
Valuable Article Insurance & Valentine’s Greetings
February 11, 2021
With gift-giving in the air, we’re here to remind you to take the necessary steps to make sure your valuable read more +
Myths About Homeowners Insurance
The average homeowner loss is approximately $12,500, according to the Insurance Information Institute (III). In the case of fire and lightning, the read more +
COVID-19 Vaccination FAQs
January 25, 2021
The Centers for Disease Control and Prevention (CDC) has prepared a list of FAQs to help educate the public on read more +
Employment Practices Liability Trends in 2021
January 5, 2021
As an employer, you care about making your workforce feel valued and managing your organization successfully. However, even if you read more +
5 Ways to Manage Poor Performance Among Remote Workers
November 20, 2020
Successful business is all about accountability. Each worker’s individual contributions build on one another and culminate into something greater, to read more +
Have a Spooky, Safe Halloween
October 29, 2020
Do you remember how much fun it was to get dressed up as your favorite action hero, cartoon character or read more +
IRS Announces 2021 Retirement Plan Limits
October 27, 2020
On October 26th 2020, the IRS announced updates for the 2021 employee contribution limits for 401(k) plans and IRA’s. Most read more +
Commonly Hacked Passwords
October 23, 2020
When’s the last time you updated your passwords? Do you still maintain that paper copy or save on your laptop/desktop/phone? read more +
SBA Issues New FAQs for Paycheck Protection Program Loan Forgiveness
October 20, 2020
On October 13th the Small Business Administration (SBA) published a new set of answers to FAQs about the forgiveness of read more +
Summary of the 2020 Employer Health Benefits Annual Survey
October 13, 2020
The Kaiser Family Foundation conducts an annual survey to examine employer-sponsored health benefit trends. To read about the highlights from read more +
OSHA Clarifies COVID-19 Reporting Requirements
October 8, 2020
The Occupational Safety and Health Administration (OSHA) has published two additional answers to its list of COVID-19 frequently asked questions read more +
IRS Provides Transition Relief for 2020 ACA Reporting
October 6, 2020
On Oct. 2, 2020, the Internal Revenue Service (IRS) issued extensions surrounding individual forms required under Section 6055 and 6056. read more +
UPDATED EEOC Employer Guidance on Coronavirus and the ADA
September 29, 2020
In September, the Equal Employment Opportunity Commission (EEOC) issued additional answers to frequently asked questions (FAQs) about how employers should read more +
5 Simple Ways to Keep Your Household Safe from Cyber Crime
September 23, 2020
1. Use a Password Manager We’re all guilty of it: Using the same password on many different sites and platforms. read more +
DOL Issues New FAQs on FFCRA Leave and Return to School
September 16, 2020
With schools reopening and Fall semesters starting, the US Department of Labor released additional Frequently Asked Questios (FAQs) about employee read more +
Crisis Management Plan Checklist
September 3, 2020
A crisis may be an event your business could have avoided if the proper protocols were in place (e.g. a read more +
Today’s Top Employment Liability Trends
September 2, 2020
Although it’s too early to analyze the statistics, numbers, facts on just how this pandemic is affecting employment liability claims, read more +
CVSA Officially Reschedules Annual International Roadcheck
August 11, 2020
Due to concerns about public health and safety in the midst of the COVID-19 pandemic, the Commercial Vehicle Safety Alliance read more +
How To Avoid Underinsuring Your Home
August 6, 2020
Homeowner’s insurance policies consist of many different types of coverage, including your home, your personal property, additional structures on your read more +
CDC: Widespread Mask Use Can Get COVID-19 Under Control
August 4, 2020
The Centers for Disease Control and Prevention (CDC) recommends the use of masks and face coverings in public, and CDC read more +
2021 Open Enrollment Checklist
August 3, 2020
With open enrollment around the corner, health plan sponsors should be aware of the legal changes affecting the design and read more +
Coronavirus Resources
The coronavirus (COVID-19) continues to change daily life. The outbreak is impacting all of us across borders and industries, and read more +
WI Governor Evers Puts Mask Wearing Mandate in Effect
July 31, 2020
Why are face coverings required? Cloth face coverings (or face masks) are recommended by the Centers for Disease Control (CDC), read more +
President Trump Issues Executive Orders to Lower Drug Prices
July 28, 2020
President Trump issued a series of executive orders in an effort to lower drug prices. Read Legal Update.
DOL Releases Employee Tool for FFCRA Leave
July 16, 2020
The Department of Labor has released a new online tool that guides employees through a series of questions to determine read more +
Application for Small Business Loans Extended
July 15, 2020
Congress unanimously passed legislation to extend the application deadline for a Paycheck Protection Program (PPP) loan through August 8, 2020, read more +
Legal Update - IRS Allows Leave Donation Programs for Covid-19
July 7, 2020
Employer-sponsored leave-donation programs allow employees to forgo their accrued paid leave in exchange for cash donations that the employer makes read more +
Workers Compensation Changes for COVID-19
July 1, 2020
There have been important changes made to Work Comp laws and COVID-19 related illness as far as compensability. As of read more +
Identity Theft Response Checklist
June 26, 2020
In the event that you are the victim of an identity theft incident, you can help bolster your response efforts read more +
FDA Warns of Possibly Toxic Hand Sanitizer
June 24, 2020
The Food and Drug Administration (FDA) is advising consumers to refrain from using nine brands of hand sanitizer manufactured by read more +
OSHA Guidance for Reopening Nonessential Businesses
June 23, 2020
On June 18, 2020, the Occupational Safety and Health Administration (OSHA) released guidance to help employers plan how to reopen read more +
EEOC Updates Employer Guidance on Coronavirus and the ADA
June 17, 2020
On May 19, 2020 the Equal Employment Opportunity Commission (EEOC) issued additional answers to frequently asked questions (FAQs) about how read more +
Supreme Court Rules Sexual Orientation and Gender Identity Discrimination Violates Title VII
June 16, 2020
In a much anticipated decision issued on June 15, 2020, the US Supreme Court has ruled that Title VII of read more +
Updated Employee Leave Requirements for Coronavirus
June 15, 2020
In response to the coronavirus (COVID-19) pandemic, states have passed new employee leave laws and issued new regulations and guidance read more +
20 FOR 2020: Information Security Explained
June 10, 2020
This quick-hitting video series from Tetra Defense, unpacks all 20 Critical Security Controls from CIS, the Center for Internet Security, read more +
Fostering Inclusivity in a Post-Coronavirus Workplace
Diversity and inclusion in the workplace are not new concepts. As the threat of COVID-19 shifts, and employees are returning read more +
Checklist for Creating the Post-Coronavirus Office
June 9, 2020
As organizations create return-to-work plans, many employers are reviewing best practices for their post-coronavirus office. This checklist will be a read more +
Why Do I Need Flood Insurance?
When floodwater from a severe, week-long storm started pouring through the walls of Becky Bentley’s house, she knew she had read more +
Protecting Your Business During Civil Unrest
Riots, vandalism and civil unrest can create unique challenges for businesses. It’s crucial for businesses to take steps to mitigate read more +
Congress Passes Bill Amending Paycheck Protection Program
June 5, 2020
Congress has passed the Paycheck Protection Program Flexibility Act of 2020, which is a bill that provides borrowers with greater read more +
Ransomware Stress Test
June 4, 2020
We wanted to share this comprehensive, free self-assessment tool from Tetra Defense, who is our upcoming webinar speaker on June read more +
Common Employment Practices Claims Arising Out of COVID-19
May 28, 2020
As the repercussions from this pandemic are starting to make themselves known, now is the time to take necessary steps read more +
Protecting Workers from Heat Stress
May 26, 2020
Heat Illness Exposure to heat can cause illness and death. The most serious heat illness is heat stroke. Other heat read more +
Return to Work Communications Planning Checklist
May 20, 2020
The coronavirus disease (COVID-19) pandemic has challenged existing practices in the workplace, including the way businesses interact with vendors, customers, read more +
COVID-19 Response Questionnaire
As businesses develop their action plans for reopening, this COVID-19 response questionnaire provides the opportunity to review their exposures relative read more +
Dealing With Covid-19 Stress & Anxiety
The COVID-19 pandemic has many people experiencing stress and anxiety. This Live Well, Work Well newsletter from our partners at read more +
Coronavirus and Your Pets
May 19, 2020
At this time, the CDC is advising that there is no evidence our pets play a significant role in spreading read more +
Wisconsin Rating Bureau Updated FAQs 5-15-20
May 18, 2020
On Wednesday, May 13th, justices on the Wisconsin Supreme Court overturned Gov. Tony Evers’ month-long stay-at-home order that ran through read more +
What to Do After Receiving a PPP Loan
May 13, 2020
The Paycheck Protection Program (PPP), part of the Coronavirus Aid, Relief and Economic Security Act (CARES Act) is a small read more +
PPP Guidance for Employees Refusing to Return to Work
May 11, 2020
The Payroll Protection Program (PPP), part of the CARES Act and response to the COVID-19 pandemic, makes small business loans read more +
Paycheck Protection Program FAQs
May 7, 2020
There are lots of frequently asked questions (FAQs) surrounding the Paycheck Protection Program (PPP) loans from the U.S. Treasury Dept. read more +
Post-Coronavirus Workplace Preparedness Checklist
May 6, 2020
The coronavirus disease (COVID-19) pandemic has changed many aspects of the current workplace, and hygiene and cleanliness are key topics read more +
New CARES Act Student Loan Updates
The Coronavirus Aid, Relief and Economic Security Act (CARES Act) includes a provision that temporarily allows employers to make tax-free read more +
Wearing Facial Coverings or Masks in the Workplace During COVID-19
May 5, 2020
During the coronavirus disease (COVID-19) pandemic, some employers are currently staying open as essential businesses—for organizations that are not open, read more +
What the Coronavirus Could Mean for Healthcare Costs
The insurance marketplace hinges on uncertainty. Costs are determined by how likely an event is to happen. If something is read more +
Federal Agencies Issue COVID-19 Relief for Employee Benefit Plans
April 30, 2020
On April 28, 2020, the Departments of Labor (DOL) and the Treasury (Departments) issued deadline relief to help employee benefit read more +
Benefits and Marketplace Trends Through the Lens of COVID-19
Even the most optimistic person will concede that the world won’t be returning to exactly how it was before the read more +
Which Unemployment Program is for You? (WI)
April 24, 2020
The Wisconsin Department of Workforce Development (DWD) issued this document to help provide general information about unemployment insurance benefits for read more +
Reopening a Business After the Coronavirus Shutdown
April 23, 2020
As the coronavirus (COVID-19) pandemic continues to have an unprecedented effect on daily life, many business owners are looking forward read more +
COVID-19: Hazard Recognition, Control and Prevention for Employers
April 21, 2020
In an effort to help identify worksites and workers in high risk of exposure to coronavirus (COVID-19), OSHA has broken read more +
Staying Safe While Running Essential Errands
We are so grateful to the many essential businesses that have helped make our stay at home easier by changing read more +
We're Here for You
April 17, 2020
From Arizona to Florida; Wisconsin and beyond, thank you to everyone from our team who shared a Mug Shot!… We want read more +
Small Business Administration: Paycheck Protection Program - Open to Borrowers
April 7, 2020
Small businesses and certain non-profits and veterans’ organizations may now apply for the Paycheck Protection Program (PPP). The loans are available to read more +
Robertson Ryan Financial Services - Here to Help
As we navigate through these uncertain times, please know Robertson Ryan Financial Services remains committed to servicing your retirement plan read more +
8 Q&A’s on the Coronavirus Stimulus Direct Payments
April 6, 2020
The $2 trillion stimulus bill intended to help offset the financial burdens created by coronavirus disease 2019 (COVID-19) is now read more +
Cyber Criminals Seeking to Capitalize on Coronavirus
Criminals prey on unfortunate circumstances, seeking to capitalize on victims during times of panic and hardship. Unfortunately, the coronavirus disease read more +
Coronavirus Bill Requiring Paid Employee Leave Signed Into Law
April 3, 2020
On March 18, 2020, President Trump signed the Families First Coronavirus Response Act (the Act) into law. The Act requires read more +
A CFO’s role in helping navigate the coronavirus
April 2, 2020
The accounting and finance industry is evolving quickly. As digital automation, A.I., and other technologies transform our workplaces, the role read more +
Responding to an Employee’s Positive Coronavirus Test
April 1, 2020
As the number of coronavirus disease 2019 (COVID-19) cases grows daily, employers across the country are dealing with the difficult read more +
WI Worker’s Compensation Furloughed Employee Updates Covid-19
WCRB has established a new unit statistical code for reporting certain payroll for this unprecedented event: Unit Statistical Code 0012 read more +
P&C Coverage Questions
March 23, 2020
Business Interruption Insurance Business interruption normally requires physical damage caused by a covered peril to impede the operation of a read more +
WI Governor Orders Insurers to Assist Restaurants Offering Delivery During COVID-19 Health Crisis
Today, at the direction of Gov. Tony Evers, the Insurance Commissioner’s office has ordered insurers operating in WI to assist read more +
Coronavirus and Managing Remote Work Cyber Risks
Given the implications of the coronavirus (COVID-19) outbreak, countless employees across a variety of industries are working remotely. While this read more +
New Coronavirus Relief Laws Require Paid Employee Leave
March 20, 2020
As part of sweeping legislation signed into law by President Trump on March 18, 2020, two laws were enacted that read more +
What To Do If You're Sick With COVID-19
March 19, 2020
According to the Centers for Disease Control and Prevention, coronavirus disease 2019 (COVID-19) is caused by a type of coronavirus read more +
COVID-19 Outbreak: Keeping Workplaces, Homes and Schools Safe
With the recent COVID-19 outbreak, it is essential that we take the necessary steps to keep ourselves and others safe. read more +
Balancing Working From Home & Caregiving Responsibilities
For many across the country, working from home is their new reality for the foreseeable future as the COVID-19 pandemic read more +
Working From Home During a Coronavirus Outbreak
For many, working from home is just the daily routine. For people unfamiliar with remote work, it can take some read more +
Congress Passes Coronavirus Law Requiring Paid Employee Leave
On Wednesday, March 18, 2020, the U.S. Senate voted to approve a coronavirus relief bill (the Act) that was passed read more +
Coronavirus and the Workplace – Compliance Issues for Employers
March 18, 2020
As the number of reported cases of the novel coronavirus (COVID-19) continues to rise, employers are increasingly confronted with the read more +
FAQs: COVID-19 and the Fair Labor Standards Act
March 16, 2020
In light of the spread of COVID-19 in the United States, the Department of Labor (DOL) has published answers to read more +
Maintaining Mental Well-Being During a Quarantine
In response to the coronavirus disease 2019 (COVID-19) pandemic, the Centers for Disease Control and Prevention and the World Health read more +
COVID-19 Event Cancellation and Mass Gatherings
On Sunday, March 15, 2020, the Centers for Disease Control and Prevention (CDC) recommended that events or gatherings planned within read more +
House Passes Coronavirus Relief Bill
The U.S. House of Representatives passed a bill to increase spending for aid related to the coronavirus / COVID-19 crisis. read more +
CEO Report - Coronavirus
March 15, 2020
Over the course of the past few days, Coronavirus Disease 2019 (COVID-19) has quickly shifted from a story we were read more +
Coverage Insights - How Coronavirus Could Impact Your Business
March 13, 2020
The new coronavirus (COVID-19) outbreak continues to be a top-of-mind concern for organizations and individuals across the globe. As COVID-19 read more +
8 Answers to your Coronavirus Questions
Below are the most commonly asked questions concerning the recent Coronavirus 1. How can I lower my chances of infection? read more +
Coronavirus Resources
March 12, 2020
“Over the course of the past few days, Coronavirus Disease 2019 (COVID-19) has quickly shifted from a story we were read more +
Employment Practices Liability Crucial For Small Businesses
March 11, 2020
According to a recent study, more than half of all claims filed for employment-related liabilities are against employers with fewer read more +
Coronavirus Concerns: Recordable cases and respirators
February 25, 2020
The Coronavirus has brought to light many questions and concerns about how businesses may be affected by a wide-spread read more +
10 Cyber Security Resolutions to Reduce Your Data Exposures
February 3, 2020
New Year, New Plan, New Year Resolutions. Makes sense, and with Cyber security threats continuing at alarming rates, it’s critical read more +
ACA Reporting Deadline for Employers
ACA reporting under Section 6055 and Section 6056 for the 2019 calendar year is due in early 2020. Although the read more +
FAQs: 2020 W-4 Form
January 24, 2020
On December 5th, 2019, the IRS released an updated version of its W-4 form. Employers use the form to determine read more +
Vehicle Theft Warning
There have been an alarming amount of vehicle thefts with a common theme, key fobs. As people park their vehicles read more +
IRS Provides Transition Relief for 2019 ACA Reporting
December 3, 2019
On December 2, 2019, IRS Notice 2019-63 extended the due date for furnishing forms to individuals under Sections 6055 and read more +
Draft Forms for 2019 ACA Reporting Released
November 18, 2019
On Nov. 13, 2019, the IRS released draft 2019 forms and instructions for ACA reporting under Code Sections 6055 and read more +
Insurance for Leased or Negative Equity Vehicles
October 15, 2019
People often assume that if their vehicle is totaled it will be replaced at the amount they paid/leased, or at read more +
Summary of the 2019 Employer Health Benefits Annual Survey
October 14, 2019
Each year, the Kaiser Family Foundation and the Health Research & Educational Trust conduct a survey to examine employer-sponsored health read more +
The Importance of Accurate Job Descriptions
Job descriptions are an essential component of any organization. Not only is it important that they are thorough and accurate read more +
Umbrella Insurance
October 3, 2019
Umbrella insurance is one of the most valuable and underestimated insurance coverages you’ll encounter. And it isn’t just for high read more +
Life Insurance Awareness Month
September 10, 2019
Every September Life Happens joins hundreds of insurance companies in recognizing Life Insurance Awareness Month. Check out the resources below to read more +
Benefits of Equipment Breakdown Insurance
August 8, 2019
Equipment breakdown coverage is a form of property insurance designed to protect a company’s mechanical, electrical and computer equipment from read more +
Hurricane Preparedness and Response Planning
August 5, 2019
Most business owners are complacent about natural disasters until it happens to them. It’s only when the owner has gone read more +
Due Date July 31st for PCORI Fees
July 23, 2019
With PCORI fees due just around the corner on July 31st, we’ve had a number of clients asking questions about read more +
Recruiting for Soft Skills
Searching for the right candidate for your organization can be more than just reviewing a resume. It is also important read more +
Protect Yourself From Credential Stuffing
July 11, 2019
“Credential Stuffing” can affect anyone, from individual users to the biggest companies. By using stolen user name and password information read more +
2019 Health and Well-being Touchstone Survey
It’s no surprise that Price Waterhouse Coopers PWC’s 2019 Health & Well-being Touchstone Survey spotlights the changing workforce and employer’s read more +
Attracting and Retaining Talent
June 19, 2019
Attracting and retaining talent in today’s labor market is one of the biggest challenges faced by employers today. The number read more +
Defining Remuneration
May 7, 2019
In all states but Washington, workers’ compensation insurance uses a remuneration process as the basis for determining the workers’ compensation read more +
15 Risk Mitigation Tips for Airbnb Hosts
April 9, 2019
Property owners have a unique opportunity to efficiently rent out their entire home, a spare bedroom or other accommodation through read more +
Where is the Market Headed in 2019?
March 21, 2019
Insurance rates are expected to increase slightly in 2019 as insurers cover losses from high property claims and liability losses. read more +
Insurance Commission Urges Wisconsinites to Evaluate Flood Insurance Needs Before Snow Melts
March 6, 2019
The following press release from Wisconsin’s Governor and Insurance Commissioner is a reminder to all homes and business’ that we read more +
7 Tips to Prevent Frozen Pipes
January 29, 2019
The National Weather Service is forecasting that a very dangerous arctic air mass will move into the Midwest during the read more +
Cyber Risk Assessment
January 28, 2019
In recent years, cyber attacks have emerged as one of the most significant threats facing organizations of all sizes. The read more +
ACA Compliance Update
January 21, 2019
The tax reform bill, called the Tax Cuts and Jobs Act, reduces the ACA’s individual mandate penalty to zero, effective read more +
HSA and FSA 2019 Updates
January 14, 2019
Several changes to Health Savings Accounts (HSA’s), Flexible Spending Accounts (FSA’s) and retirement plans take effect this month. Here are read more +
15 Tips to Protect Your Home From Burglars
December 17, 2018
The holiday season is a time of year where we receive or give many generous presents. It is also a read more +
Keep an Eye Out for Deer
November 9, 2018
Fall is the peak season for deer activity, which means an increased risk of auto-deer collisions. According to the Insurance read more +
Hazardous Energy Control
October 22, 2018
Failure by employers to develop and use hazardous energy control procedures as required by OSHA’s lockout/tagout standard (29 CFR 1910.147) read more +
Rain. Rain. Go Away! Avoid Storm Chasing Contractors
August 31, 2018
Your home or business has just suffered damage at the hands of a storm. Whether it is from hail, a read more +
Business Insurance Premium Audit Q&A
The premium audit process is designed as a service that guarantees you only pay the premium that you owe. Premium audits help read more +
How You Felt About Gym Class May Impact Your Exercise Habits Today
People tend to hold on to very vivid memories from childhood. How you felt about gym class in school may read more +
RRA's Benefits Department Grows
June 7, 2018
Since 1981 Jon Rauser, President of The Rauser Agency, has been working with businesses on their health care and employee read more +
Apprenticeship Premium Credit
May 29, 2018
There is a growing demand for trade careers in the US. Apprenticeship programs are becoming more popular and are a read more +
Flood Insurance Misconception
May 24, 2018
False Homeowner’s Insurance Covers Flood Damage (False!) One of the most common misconceptions people believe to be true involves insurance read more +
Helping Our Community
May 21, 2018
Since 1960, Robertson Ryan has made the commitment to make a difference in our communities by volunteering. Now 58 read more +
Wild Fire Prevention
May 11, 2018
When you live in an area prone to wildfires you need an agent and an insurance carrier that is there read more +
3 Tips for People to Save on Health Care Expenses
April 18, 2018
Obviously, if you’re involved in a serious accident or suffer emergency care due to illness, you have very little control read more +
2018 Atlantic Hurricane Forecast
According to the Insurance Journal, an early forecast for the 2018 hurricane season calls for a slightly above-average season with read more +
Smoke Alarm Recall for 452,000 Units
March 22, 2018
Smoke alarms are an important part of a home fire escape plan. They help keep people safe and reduce home read more +
Is Self-Funding an option for you?
March 14, 2018
Are you paying too much for group medical insurance? At one point, self-funding medical plans were only available to large read more +
New Valentine's Day Jewelry?
February 14, 2018
We know many people who will be receiving new jewelry in the coming days – those getting engaged this spring, read more +
Court Ruling on Workers Compensation Impacting Those Who Use Temp Help
February 8, 2018
Recently the Appeals Court in Wisconsin ruled that a temp employee’s estate could sue the host employer in court because read more +
Attention Contractors
January 25, 2018
Worker’s compensation premiums savings for contractors with apprentices. Effective for new and renewed policies with effective dates of 10/1/18 or read more +
Captive Insurance
October 26, 2017
BENEFITS TO CAPTIVE OWNERS ARE COMPELLING: • Unused premium dollars are returned to members in the form of a dividend; read more +
My RRA - Mobile App & Online Access
October 24, 2017
We’re all about finding solutions and making insurance more convenient for our clients. With My RRA you can easily access read more +
Mammography Day
October 20, 2017
Our team at Robertson Ryan & Associates promotes being proactive in your health care. According to the Centers for Disease read more +
Warning Signs of an Employee Embezzler
August 24, 2017
Helping our clients put the right insurance products into place to protect their business is a top priority at Robertson read more +
Captive Insurance 101 & the Benefits
August 9, 2017
Captive 101 Presentation Thursday, September 7, 2017 8:30 a.m. Continental Breakfast 9:00 a.m. – 11:00 a.m. Presentation and Q&A Blue read more +
Electronic Logging Devices (ELD) Rule
July 24, 2017
The Federal Motor Carrier Safety Administration announced that on 12/17/2017 electronic logging devices are required for all trucks model-year 2000 read more +
Seven Tips to Stay Hydrated
June 26, 2017
Many areas of the country have been experiencing extreme temperatures this summer, which increases the opportunity for heat stroke . read more +
Establishing an Electrically Safe Work Condition
May 22, 2017
Electrical Safety Month reminds every employer, even those whose employees are subject to low voltage electrical systems, that electrical injuries read more +
Safeguard Your Roof From Spring Storms
Nothing puts you on edge like a big storm. Whether it’s pounding rain or crashing thunder that knocks out the read more +
OSHA Delays July 1 Injury and Illness Reporting Deadline
On May 17, OSHA announced that it has delayed the July 1st filing deadline for injury and illness electronic reporting. read more +
Future of Certain ACA Taxes and Fees
April 19, 2017
Several steps have been taken in 2017 toward repealing the Affordable Care Act (ACA), including the introduction of the American read more +
Auto Thieves Targeting Audis
April 18, 2017
Recently Robertson Ryan had a client return from vacation to find their Audi Q5 had a window smashed in the General Mitchell International Airport parking read more +
5 Reasons Your Business Needs Video Surveillance
April 13, 2017
Is your business as well-protected as it should be? Do you really know what goes on when you’re not there read more +
Top 10 Workplace Hazards
March 27, 2017
The numbers haven’t changed. Approximately 3 million employees are injured in the workplace annually. Employers are responsible for providing safe read more +
Insurance for Your 30's
At various stages in life it is important to have the proper insurance for your lifestyle. When one is in read more +
OSHA's New Requirements for Walking-Working Surfaces
February 10, 2017
OSHA has revised its general industry standards on walking-working surfaces (WWS) to prevent and reduce slips, trips, and falls, as read more +
How long can you insure an adult child on your automobile policy?
February 7, 2017
Parents often want to help their grown children by providing them with a vehicle and/or insurance coverage, even after they move out of the household or are read more +
Uber & Lyft Insurance Now Available
Safeco Insurance now offers an endorsement for their personal lines automobile customers who operate as an Uber or Lyft driver. read more +
Special Alert - Dehumidifier Recalls
The US Consumer Product Safety Commission has an important safety notice concerning over 3.4 million dehumidifiers. Certain brands have been read more +
10 Things to Know Before Renting a Car
1) Limit additional drivers. If you are sharing driving duties, you must include the additional drivers names on the rental read more +
The Ins and Outs of Condo Insurance
February 6, 2017
Do you own or are you buying a condo? Understanding what your insurance needs are for your new condo can read more +
Could $2,500 or $5,000 replace all your jewelry?
Most homeowner’s insurance policies place limits on specific items such as jewelry, paying a maximum of $2,500 to $5,000, in read more +
80% of Cardiac and Stroke Events May Be Prevented
February 3, 2017
Heart disease and stroke cause 1 in 3 deaths among women each year, killing approximately one woman every 80 seconds. read more +
OSHA 300A Form Posting
January 10, 2017
This is a reminder, if applicable, to post your OSHA 300 Summary Sheet from February 1st to April 30th in an read more +
Safe Cyber Holiday Shopping
November 28, 2016
Cyber Monday is for stealing deals, not your identity. Follow these six steps for safe online shopping this holiday season. read more +
Prep Your Home for Winter
November 7, 2016
In Wisconsin this autumn we have enjoyed a warm and gentle approach into our next season. As we enjoy this nice weather now is read more +
Recommended Practices for Safety and Health Programs
October 21, 2016
According to OSHA, establishing a safety and health program in your workplace is one of the most effective ways of read more +
HIPAA Privacy & Security Webinar
October 20, 2016
Join us for an educational webinar that helps employers recognize the key provisions of HIPAA, how their organizations are affected read more +
Family Health & Fitness Day
September 30, 2016
A number of years ago Robertson Ryan & Associates introduced Wellness Committees at various satellite offices. Recently we asked RRA team members read more +
OSHA Changes & Safety Culture
September 27, 2016
Employers need be prepared for potentially costly encounters with OSHA. New OSHA penalties took effect August 2, 2016. Fines have increased read more +
New Law Oct 1: Phones & Work Zones
September 20, 2016
The WI Department of Transportation (DOT) is trying to increase safety for both construction/road workers and drivers. According to the DOT in read more +
Helping Clients with ACA Reporting
September 13, 2016
Saving money on employee benefits is imperative in today’s economy. The cost of providing benefits continues to rise and employers read more +
Commercial Drone Insurance
September 8, 2016
New regulations from the Federal Aviation Administration (FAA) went into effect on August 29, 2016. These changes are expected to increase the commercial read more +
Our Pets & Wagfest
August 12, 2016
The team at Robertson Ryan are avid animal lovers and we wanted to share more about Elmbrook Humane Society’s 9th Annual read more +
Umbrella Story
August 10, 2016
A babysitter left a 5 month old infant unattended in a walker. The infant toppled the walker, struck her head read more +
Uber and Lyft Drivers Are Not Covered by Their Personal Auto Policy
If you are driving a personal vehicle for Uber, Lyft or any other ride-share company and have an accident, even read more +
Real Estate Industry Update
July 4, 2016
Starting in July there are changes to insurance coverages in the real estate industry. Previously, the Department of Workforce Development read more +
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