Life Insurance Awareness Month

SEPTEMBER 10, 2019

Every September Life Happens joins hundreds of insurance companies in recognizing Life Insurance Awareness Month. Check out the resources below to learn more. Reach out to our Life Insurance Specialist  Read More +

Benefits of Equipment Breakdown Insurance

AUGUST 8, 2019

Equipment breakdown coverage is a form of property insurance designed to protect a company’s mechanical, electrical and computer equipment from unexpected breakdowns. These policies are flexible, and help organizations recoup financial losses related to property damage, business interruption and s Read More +

Hurricane Preparedness and Response Planning

AUGUST 5, 2019

Most business owners are complacent about natural disasters until it happens to them. It’s only when the owner has gone through a disaster that a disaster plan, including purchasing the proper insurance, is usually considered. Don’t let a lack of insurance coverage or poor planning destroy your Read More +

Due Date July 31st for PCORI Fees

JULY 23, 2019

With PCORI fees due just around the corner on July 31st, we’ve had a number of clients asking questions about the fee, who is required to pay, how to calculate and which health plans/years to include. The Affordable Care Act’s (ACA) Patient Centered Outcomes Research Institute (PCORI) Read More +

Recruiting for Soft Skills

JULY 23, 2019

Searching for the right candidate for your organization can be more than just reviewing a resume. It is also important to assess what soft skills, such as communication, conflict resolution, creativity, problem-solving and more versus the hard skills the candidate may have to offer. LinkedIn’s 201 Read More +

Protect Yourself From Credential Stuffing

JULY 11, 2019

“Credential Stuffing” can affect anyone, from individual users to the biggest companies. By using stolen user name and password information from one account, criminals can access data from a variety of platforms including bank accounts. Read more to learn ways to protect yourself from this malic Read More +

2019 Health and Well-being Touchstone Survey

JULY 11, 2019

It’s no surprise that Price Waterhouse Coopers PWC’s 2019 Health & Well-being Touchstone Survey spotlights the changing workforce and employer’s struggle to attract and retain talent in a dynamic economy. Creative benefit offerings, flexible workplaces, focus on stress management and the Read More +

Attracting and Retaining Talent

JUNE 19, 2019

Attracting and retaining talent in today’s labor market is one of the biggest challenges faced by employers today. The number of calls we get daily from customers looking for help with this employment dilemma are increasing weekly. Whether it be looking for creative benefits solutions, referral so Read More +

Defining Remuneration

MAY 7, 2019

In all states but Washington, workers’ compensation insurance uses a remuneration process as the basis for determining the workers’ compensation exposure. Payroll is the most common part of remuneration, however, other components are included as well, such as vacation pay and meals. As the quest Read More +

15 Risk Mitigation Tips for Airbnb Hosts

APRIL 9, 2019

Property owners have a unique opportunity to efficiently rent out their entire home, a spare bedroom or other accommodation through the online service known as Airbnb. Despite its convenience and the po Read More +

Where is the Market Headed in 2019?

MARCH 21, 2019

Insurance rates are expected to increase slightly in 2019 as insurers cover losses from high property claims and liability losses. Businesses with extensive property or liability exposures could see double-digit rate increases and more limited policy language for certain lines of coverage. Despit Read More +

Insurance Commission Urges Wisconsinites to Evaluate Flood Insurance Needs Before Snow Melts

MARCH 6, 2019

The following press release from Wisconsin’s Governor and Insurance Commissioner is a reminder to all homes and business’ that we are entering the flooding season in Wisconsin and to evaluate flood insurance needs before the snow melts. If you do purchase flood insurance, there is a 30 day wait Read More +

7 Tips to Prevent Frozen Pipes

JANUARY 29, 2019

The National Weather Service is forecasting that a very dangerous arctic air mass will move into the Midwest during the next few days (1/28/19 to 1/31/19). This weather system will bring bitter cold and wind chills which are likely to hit record low temperatures. Are you prepared to prevent frozen p Read More +

Cyber Risk Assessment

JANUARY 28, 2019

In recent years, cyber attacks have emerged as one of the most significant threats facing organizations of all sizes. The Internet and other network operations have created risks that were unheard of less than a decade ago. When cyber attacks (such as data breaches and hacks) occur, they can result Read More +

ACA Compliance Update

JANUARY 21, 2019

The tax reform bill, called the Tax Cuts and Jobs Act, reduces the ACA’s individual mandate penalty to zero, effective beginning in 2019. As a result, beginning in 2019, individuals will no longer be penalized for failing to obtain acceptable health insurance coverage. However, some individuals ma Read More +

HSA and FSA 2019 Updates

JANUARY 14, 2019

Several changes to Health Savings Accounts (HSA’s), Flexible Spending Accounts (FSA’s) and retirement plans take effect this month. Here are some numbers to know: • $3500 is the maximum an individual can deposit to an HSA, an increase of $50; $7,000 for those wi Read More +

15 Tips to Protect Your Home From Burglars

DECEMBER 17, 2018

The holiday season is a time of year where we receive or give many generous presents. It is also a time of year we travel overnight and leave our homes to celebrate with family and friends. There are some simple steps we can do to protect our prized possessions and homes, including Read More +

Keep an Eye Out for Deer

NOVEMBER 9, 2018

Fall is the peak season for deer activity, which means an increased risk of auto-deer collisions. According to the Insurance Institute for Highway Safety, there are 1.5 million auto-deer collisions annually, resulting in more than $1 billion in damage. Deer-auto Read More +

Hazardous Energy Control

OCTOBER 22, 2018

Failure by employers to develop and use hazardous energy control procedures as required by OSHA’s lockout/tagout standard (29 CFR 1910.147) is a top 10 most frequently cited workplace safety violations. Perhaps the most demanding compliance obligation is establishment of a written energy control p Read More +

Rain. Rain. Go Away! Avoid Storm Chasing Contractors

AUGUST 31, 2018

Your home or business has just suffered damage at the hands of a storm. Whether it is from hail, a tornado, high winds, or another form of weather, you need to be prepared for what comes after the storm passes. It is becoming more and more common for storm-chasing contractors to show up at your door Read More +

Business Insurance Premium Audit Q&A

AUGUST 31, 2018

The premium audit process is designed as a service that guarantees you only pay the premium that you owe. Premium audits help to calculate the premium that a business owner truly owes rather than a premium based on the estimated figures provided when the insurance policy was issued. While this Read More +

How You Felt About Gym Class May Impact Your Exercise Habits Today

AUGUST 31, 2018

People tend to hold on to very vivid memories from childhood. How you felt about gym class in school may impact your exercise habits today. Take a moment to think about it...did you have a positive or negative reaction with the thought of gym class from your school days? These feelings can result Read More +

RRA's Benefits Department Grows

JUNE 7, 2018

Since 1981 Jon Rauser, President of The Rauser Agency, has been working with businesses on their health care and employee benefits programs. Jon has built a very successful agency and takes the utmost pride in providing dedicated personal service backed with a strong level of compassion and industr Read More +

Apprenticeship Premium Credit

MAY 29, 2018

There is a growing demand for trade careers in the US. Apprenticeship programs are becoming more popular and are a modern approach to creating a strong workforce for the future. Adding further value, there are now premium credit programs available making apprenticeships more appealing to business le Read More +

Flood Insurance Misconception

MAY 24, 2018

False Homeowner’s Insurance Covers Flood Damage (False!) One of the most common misconceptions people believe to be true involves insurance pertaining to flood damage. Most insurance carriers across the US do not cover your home for flood damage witho Read More +

Helping Our Community

MAY 21, 2018

  Since 1960, Robertson Ryan has made the commitment to make a difference in our communities by volunteering. Now 58 years later, RRA serves hundreds of community organizations through our dedicated 230 team members spanning 20 locations. Robertson Ryan’s Employee Engagement Committee spea Read More +

Wild Fire Prevention

MAY 11, 2018

When you live in an area prone to wildfires you need an agent and an insurance carrier that is there for you and understands those risks. While of course we provide the insurance coverage you would need in the event of a loss we know you would rather avoid damage altogether. Robertson Ryan has bu Read More +

3 Tips for People to Save on Health Care Expenses

APRIL 18, 2018

Obviously, if you’re involved in a serious accident or suffer emergency care due to illness, you have very little control over the cost of health care services rendered. Other than these instances, however, discretionary health care spending strategies can save you considerable money in your healt Read More +

2018 Atlantic Hurricane Forecast

APRIL 18, 2018

According to the Insurance Journal, an early forecast for the 2018 hurricane season calls for a slightly above-average season with 14 named storms, seven hurricanes, and three major hurricanes. Dr. Philip Klotzbach of Colorado State University (CSU), a non-reside Read More +

Smoke Alarm Recall for 452,000 Units

MARCH 22, 2018

  Smoke alarms are an important part of a home fire escape plan. They help keep people safe and reduce home insurance claims by alerting you of smoke/fire with extreme immediacy. Last week a major recall alert was placed for 452,000 Kidde Dual Sensor Smoke Alarms due to risk of failure to a Read More +

Is Self-Funding an option for you?

MARCH 14, 2018

Are you paying too much for group medical insurance? At one point, self-funding medical plans were only available to large employers. Not anymore. One advantage of self-funding an employer’s group medical plan is that during a good claim’s year, the employer shares in savings if claims come i Read More +

New Valentine's Day Jewelry?

FEBRUARY 14, 2018

We know many people who will be receiving new jewelry in the coming days - those getting engaged this spring, celebrating a special birthday or anniversary and of course today, on Valentine's Day. If you received a new piece of jewelry we have a few tips to ensure that you can enjoy it for years to Read More +

Court Ruling on Workers Compensation Impacting Those Who Use Temp Help

FEBRUARY 8, 2018

Recently the Appeals Court in Wisconsin ruled that a temp employee’s estate could sue the host employer in court because the estate never filed a workers compensation claim against the temp employer. The Appeals Court found a loop hole in how the law protecting the host employer was written. The k Read More +

Attention Contractors

JANUARY 25, 2018

Worker's compensation premiums savings for contractors with apprentices. Effective for new and renewed policies with effective dates of 10/1/18 or later, the State of Wisconsin has approved a 2 percent premium credit (up to $2,500) for employers participating in the ABC Apprentic Read More +

Captive Insurance

OCTOBER 26, 2017

BENEFITS TO CAPTIVE OWNERS ARE COMPELLING: • Unused premium dollars are returned to members in the form of a dividend; • Initial premium pay-in amounts are often less than conventional insurance programs; • Premiums are based on your company’s loss experience; • Captive participants ea Read More +

My RRA - Mobile App & Online Access

OCTOBER 24, 2017

We're all about finding solutions and making insurance more convenient for our clients. With My RRA you can easily access your policy information, deductibles, or even communicate with your agent. Now you have everything you need in the palm of your hand. Read More +

Mammography Day

OCTOBER 20, 2017

Our team at Robertson Ryan & Associates promotes being proactive in your health care. According to the Centers for Disease Control and Prevention, other than skin cancer, breast cancer is the most common cancer among American women. Getting mammograms regularly can lower the risk of dying fro Read More +

Warning Signs of an Employee Embezzler

AUGUST 24, 2017

Helping our clients put the right insurance products into place to protect their business is a top priority at Robertson Ryan. Determining the right coverage and limits for crime can also be a difficult discussion, but necessary. Many business owners blame themselves for allowing employee theft t Read More +

Captive Insurance 101 & the Benefits

AUGUST 9, 2017

Captive 101 Presentation Thursday, September 7, 2017 8:30 a.m. Continental Breakfast 9:00 a.m. – 11:00 a.m. Presentation and Q&A Blue Mound Country Club I 10122 W North Ave, Wauwatosa, WI 53226 Questions or RSVP Read More +

Electronic Logging Devices (ELD) Rule

JULY 24, 2017

The Federal Motor Carrier Safety Administration announced that on 12/17/2017 electronic logging devices are required for all trucks model-year 2000 or newer engaged in interstate trucking. Progressive Insurance is looking to help Robertson Ryan clients be compliant with this new rule. Progressive Read More +

Seven Tips to Stay Hydrated

JUNE 26, 2017

Many areas of the country have been experiencing extreme temperatures this summer, which increases the opportunity for heat stroke . Here are seven tips to stay hydrated. 1. Eat a balanced diet with plenty of fruit and vegetables. 2. Drink fluids at regular intervals during the day. 3. Wate Read More +

Establishing an Electrically Safe Work Condition

MAY 22, 2017

Electrical Safety Month reminds every employer, even those whose employees are subject to low voltage electrical systems, that electrical injuries cannot be taken lightly. In a survey of arc flash injury victims, 94% of those interviewed believed that the incident could have been prevented, and the Read More +

Safeguard Your Roof From Spring Storms

MAY 22, 2017

Nothing puts you on edge like a big storm. Whether it’s pounding rain or crashing thunder that knocks out the power for days, nasty weather can have you questioning your family’s fundamental security—and the steadfastness of the home that keeps you safe. Missing shingles, roof leaks and fal Read More +

OSHA Delays July 1 Injury and Illness Reporting Deadline

MAY 22, 2017

On May 17, OSHA announced that it has delayed the July 1st filing deadline for injury and illness electronic reporting. The new filing deadline has yet to be determined, and no reason has been given yet for the postponement. How will electronic submission work? According to OS Read More +

Future of Certain ACA Taxes and Fees

APRIL 19, 2017

Several steps have been taken in 2017 toward repealing the Affordable Care Act (ACA), including the introduction of the American Health Care Act (AHCA). Although the AHCA was recently withdrawn by Republicans, Congress m Read More +

Auto Thieves Targeting Audis

APRIL 18, 2017

Recently Robertson Ryan had a client return from vacation to find their Audi Q5 had a window smashed in the General Mitchell International Airport parking garage. It is suspected to be another case of thieves looking for a spare or valet key in the glove compartment, which there was not in this Read More +

5 Reasons Your Business Needs Video Surveillance

APRIL 13, 2017

Is your business as well-protected as it should be? Do you really know what goes on when you’re not there to see it firsthand? As a business manager or owner you want to ensure that your organization is protected against loss from the public or from your own employees. Having an effective video Read More +

Top 10 Workplace Hazards

MARCH 27, 2017

The numbers haven’t changed. Approximately 3 million employees are injured in the workplace annually. Employers are responsible for providing safe and healthful workplaces for their workers, and OSHA has stepped up national efforts to ensure they are complying with increased inspections hovering a Read More +

Insurance for Your 30's

MARCH 27, 2017

At various stages in life it is important to have the proper insurance for your lifestyle. When one is in their 30's they are likely settling into a home, family life and thriving career as they build their savings and 401-k. Coverages to know more about and consider including: Healt Read More +

OSHA's New Requirements for Walking-Working Surfaces

FEBRUARY 10, 2017

OSHA has revised its general industry standards on walking-working surfaces (WWS) to prevent and reduce slips, trips, and falls, as well as other injuries and fatalities associated with WWS hazards. “The final rule will increase workplace protection from those hazards, especially fall hazards, Read More +

How long can you insure an adult child on your automobile policy?

FEBRUARY 7, 2017

Parents often want to help their grown children by providing them with a vehicle and/or insurance coverage, even after they move out of the household or are no longer legally a dependent. Unfortunately this can unknowingly result in gaps in coverage and put these children at a financial and Read More +

Uber & Lyft Insurance Now Available

FEBRUARY 7, 2017

Safeco Insurance now offers an endorsement for their personal lines automobile customers who operate as an Uber or Lyft driver. This endorsement provides coverage while the insured is signed into the ride share application and is driving around waiting for a customer, until the point h Read More +

Special Alert - Dehumidifier Recalls

FEBRUARY 7, 2017

The US Consumer Product Safety Commission has an important safety notice concerning over 3.4 million dehumidifiers. Certain brands have been overheating causing smoke and devastating fires. These units should be replaced immediately. Visit the URL below and enter your brand, model or serial numbe Read More +

10 Things to Know Before Renting a Car

FEBRUARY 7, 2017

1) Limit additional drivers. If you are sharing driving duties, you must include the additional drivers names on the rental contract. While this may increase the cost, failure to list all the drivers could result in no insurance coverage in the event of a claim. 2) Revie Read More +

The Ins and Outs of Condo Insurance

FEBRUARY 6, 2017

Do you own or are you buying a condo? Understanding what your insurance needs are for your new condo can be tricky, but knowing the right questions to ask will help you make an informed insurance-buying decision. As a unit owner you will be responsible for your own personal property in the unit Read More +

Could $2,500 or $5,000 replace all your jewelry?

FEBRUARY 6, 2017

Most homeowner’s insurance policies place limits on specific items such as jewelry, paying a maximum of $2,500 to $5,000, in the event of a loss or theft. The limit largely depends on the insurance carrier and is often not something insured’s realize until they experience a loss, which is too la Read More +

80% of Cardiac and Stroke Events May Be Prevented

FEBRUARY 3, 2017

Heart disease and stroke cause 1 in 3 deaths among women each year, killing approximately one woman every 80 seconds. Fortunately, we can change that because 80 percent of cardiac and stroke events may be prevented with education and action. Today team members in our Mequon, Milwaukee and Wauke Read More +

OSHA 300A Form Posting

JANUARY 10, 2017

This is a reminder, if applicable, to post your OSHA 300 Summary Sheet from February 1st to April 30th in an area where it is available to employees. If you have multiple locations a sheet with each location’s information must be posted at the location it pertains to. OSHA's Injury and Illnes Read More +

Safe Cyber Holiday Shopping

NOVEMBER 28, 2016

Cyber Monday is for stealing deals, not your identity. Follow these six steps for safe online shopping this holiday season. Tips from The Hanover: Keep a Clean Machine Smartphones or other devices you use for shopping should have up-to-date software. Read More +

Medical Malpractice Insurance

NOVEMBER 11, 2016

6 Reasons to Flip the Switch 1. MMIC is a mutual company and our owners are our policy holders. Unlike ProAssurance and Medical Protective Company (MedPro) we are dedicated to our policy holders, not investors without an interest. We have paid over $120,000,000 in dividend Read More +

Prep Your Home for Winter

NOVEMBER 7, 2016

In Wisconsin this autumn we have enjoyed a warm and gentle approach into our next season. As we enjoy this nice weather now is the time to prepare your home for cold weather. These steps, most of which you can do yourself, will help lower your utility bills and protect one of your biggest inves Read More +

Recommended Practices for Safety and Health Programs

OCTOBER 21, 2016

According to OSHA, establishing a safety and health program in your workplace is one of the most effective ways of protecting your most valuable asset: your workers. Losing workers to injury or illness, even for a short time, can cause significant disruption and cost—to you as well as the workers Read More +

HIPAA Privacy & Security Webinar

OCTOBER 20, 2016

Join us for an educational webinar that helps employers recognize the key provisions of HIPAA, how their organizations are affected by HIPAA, and how the privacy rules impact them. Tuesday, November 15, 2016 10 Read More +

Family Health & Fitness Day

SEPTEMBER 30, 2016

A number of years ago Robertson Ryan & Associates introduced Wellness Committees at various satellite offices. Recently we asked RRA team members to share their family activities on the 2016 Health & Wellness Day. Check out some of their top adventures! Read More +

OSHA Changes & Safety Culture

SEPTEMBER 27, 2016

Employers need be prepared for potentially costly encounters with OSHA. New OSHA penalties took effect August 2, 2016. Fines have increased on average 80%, which OSHA hopes will encourage many employers to dedicate resources for safer work environments. Our approach at RRA is to help our cli Read More +

Cyber & Privacy Risks Webinar 10/11

SEPTEMBER 21, 2016

Technology is changing the landscape of the cyber & privacy insurance marketplace. In today's professional environment business owners and leaders need to address the modern challenges organizations face including protecting against new threats and exposures. This webinar will focus on Read More +

New Law Oct 1: Phones & Work Zones

SEPTEMBER 20, 2016

The WI Department of Transportation (DOT) is trying to increase safety for both construction/road workers and drivers. According to the DOT in 2015 distracted driving caused 24,000+ crashes, averaging 1 crash every 20 minutes. Of these crashes, 2000 happen in work zones annually. To help lowe Read More +

Helping Clients with ACA Reporting

SEPTEMBER 13, 2016

Saving money on employee benefits is imperative in today's economy. The cost of providing benefits continues to rise and employers continue to struggle to balance employee needs with their own bottom lines. Helping you meet these needs is Robertson Ryan's specialty. With the year-end quickly appr Read More +

Commercial Drone Insurance


New regulations from the Federal Aviation Administration (FAA) went into effect on August 29, 2016. These changes are expected to increase the commercial use of unmanned aerial vehicles, also known as Drones. Drones have endless commercial applications, due to their relatively small size and ab Read More +

Our Pets & Wagfest

AUGUST 12, 2016

The team at Robertson Ryan are avid animal lovers and we wanted to share more about Elmbrook Humane Society's 9th Annual Wagfast on Saturday, September 10, 2016 at Mitchell Park in Brookfield. RRA is a proud sponsor and our Producer/VP Read More +

Umbrella Story

AUGUST 10, 2016

A babysitter left a 5 month old infant unattended in a walker. The infant toppled the walker, struck her head on the floor and suffered brain damage. The parents of the infant sued the teenage babysitter and her family and the court awarded the parents over $1,000,000. For less than the cost of a cu Read More +

Uber and Lyft Drivers Are Not Covered by Their Personal Auto Policy

AUGUST 10, 2016

If you are driving a personal vehicle for Uber, Lyft or any other ride-share company and have an accident, even though you might have excellent coverage on your personal policy, you likely will not be covered if you have paying riders in your vehicle. This is because personal car insurance policies Read More +

Real Estate Industry Update

JULY 4, 2016

Starting in July there are changes to insurance coverages in the real estate industry. Previously, the Department of Workforce Development (DWD) considered real estate salespersons licensed to work for a licensed broker to be employees of that broker. As such, those individuals were covere Read More +

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