Valuable Items and Collections

Protect What’s Priceless

Certain possessions are more than just items—they’re investments, heirlooms, and treasured memories. At Robertson Ryan Insurance, we provide specialized coverage for valuable items and collections, helping you protect what standard homeowner’s insurance may not fully cover. Whether it’s a rare piece of jewelry, fine art, or a beloved collection, our insurance solutions are designed to give you peace of mind that your most prized possessions are safeguarded.

Valuable items and collections coverage

Higher Limits

Coverage goes beyond the usual dollar limits of standard homeowners insurance to protect items of higher monetary value.

Broader Protection

Generally covers all direct physical losses to property—even those not covered in a regular homeowners policy—unless a type of loss is specifically excluded.

Floating Coverage

Protection generally moves with the property as it changes locations. Most policies cover the property anywhere in the world; fine arts, however, are usually covered only in the United States.

Custom Policies

Coverage is generally detailed for each item. Collections can sometimes be covered on a blanket basis, and smaller miscellaneous items may be insured for a total value without scheduling each item.

Categories of Coverage

Valuable items coverage typically is available for items in the following categories.

  • Jewelry
  • Furs
  • Cameras, projection machines, binoculars, telescopes
  • Musical instruments and sound and amplifying equipment
  • Silverware
  • Golf equipment and clothing
  • Fine arts
  • Postage stamps and rare coins

Protecting Your Most Treasured Assets

At Robertson Ryan, we understand that these valuable items and collections hold both sentimental and financial worth. Our personalized approach ensures you receive a policy that matches the true value of your possessions, giving you peace of mind that your cherished items are fully protected.

Ready to protect what’s priceless? Contact one of our experienced agents today to learn more about Valuable Items & Collections Insurance options designed just for you.

Not sure if an item needs special insurance? Just ask. We promise you fast answers and prompt service—and you can take that to the bank.

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