Trade Credit

Secure Your Cash Flow with Trade Credit Insurance

In today’s dynamic business landscape, unpaid invoices can threaten your cash flow and hinder growth. With Trade Credit Insurance from Robertson Ryan Insurance, you can protect your business against the risk of non-payment from clients or partners, ensuring that your revenue remains stable and your financial security intact.

Trade Credit Insurance, also known as accounts receivable insurance, offers a safeguard against losses resulting from customer insolvency, protracted default, or other payment delays. Our policies are designed to help businesses of all sizes extend credit with confidence, grow sales safely, and keep cash flow predictable—even when the unexpected happens.

Why Choose Trade Credit Insurance with Robertson Ryan?

  • Risk Management Expertise: Our agents understand the complexities of trade credit and will work with you to assess risks, providing solutions that align with your specific business model.
  • Global Coverage: Whether you operate locally or internationally, we can provide comprehensive coverage for domestic and global transactions.
  • Enhanced Financial Stability: With protection against non-payment, you can pursue new business opportunities without risking your core financial health.

Who is a good prospect? Companies with $3M+ in annual sales

Especially important for the following industries:
• Manufacturers, Distributors and Wholesalers
• Transportation
• Commodities
• Staffing
• Exporters

What does trade credit cost?

Approximately 1/10 of 1% – 1/3 of 1% of insured sales, ie: $20M company is $20-$40k a year in premium

Do you have to insure entire portfolio?

No, policies are customizable around defined divisions, industries, named coverage or logical segments

What are the perils?

  • Formal Insolvency – Notification of formal bankruptcy
  • Non Payment – Most carriers give a window from shipment to file claim to work with slow payment or non payment

With Trade Credit Insurance from Robertson Ryan, you can focus on growing your business while we help safeguard your revenue. Connect with Gary Daggett our experienced agent to discuss how trade credit insurance can be a key element in your business strategy.