Category: Personal Lines

Rental Car Insurance: What You Need to Know Before You Drive

This guide breaks down what’s typically covered by your personal auto policy, credit card, or travel insurance and when it might make sense to buy extra protection.

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What NOAA’s Disaster Database Shutdown Means for Insurance & Insureds

NOAA is no longer updating its popular Billion-Dollar Disasters database, a crucial tool for insurers, risk managers, and public officials.

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Swimwear Safety: Reconsidering the Color of Your Child’s Swimsuit

Discover why neon-colored swimwear for kids is recommended, how visibility varies between pools and lakes, and what simple steps parents can take to reduce drowning risks.

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Beyond the Leash: Insurance Tips for Responsible Dog Ownership

The liability behind dog Ownership, discover what laws apply, what your insurance may or may not cover, and how to reduce your exposure.

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Smartwatches: Risk on the Road

Commercial and personal drivers alike—learn how wearable tech contributes to distracted driving and how to protect yourself on the road.

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Your Home Insurance Premiums Keep Rising – Even Without Claims

Reinsurance, the “insurance for insurance companies.” Why it’s getting more expensive and how it affects your premium.

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Weathering the Storm: Insurance Strategies for Businesses

Natural disasters can devastate businesses, and many owners don’t realize their insurance gaps until it’s too late

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Spring Weather Safety: Flood Risks, Alerts, and Home Protection

Spring brings warmer weather—but also an increased risk of flooding. Knowing how to prepare can make all the difference.

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Roofing & Insurance: How Your Roof Material Impacts Coverage and Costs

From durability to potential discounts, discover how your roofing material affects your premiums and peace of mind.

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Rebuilding Costs Are Rising: Is Your Insurance Keeping Up?

Reconstruction costs have surged over the past decade, impacting home and commercial property insurance coverage.

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Navigating Insurance Needs for Teen Drivers

Your teen is ready to drive—are you ready to insure them? Discover the essentials of covering learner drivers without the stress

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Replacement Cost vs. Actual Cash Value: A Homeowners Insurance Guide to Protect Your Roof

When it comes to protecting your home, your homeowners insurance policy plays a critical role. One key decision you’ll need to make is whether to insure your roof—and possibly other parts of your home—using replacement cost (RC) or actual cash […]

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