September 10, 2022
Almost every organization faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of an organization becoming legally and financially responsible for injury, harm or damage to another party. These exposures stem […]
July 14, 2022
The past year has seen a rapidly hardening cyber insurance market as cyberattacks have surged in both cost and frequency. This increase in attacks has, in turn, resulted in a rise in cyber insurance claims and subsequent underwriting losses. Amid […]
November 9, 2021
The Federal Emergency Management Agency (FEMA) has made some recent updates to flood rating under their new program, “Risk Rating 2.0: Equity in Action”. This new rating program went into effect 10/1/21 for new business policies. Renewal policies between 10/1/21 […]
October 12, 2021
In the event that one of your staffers gets injured on the job, Worker’s Compensation Insurance will cover his or her medical costs and wages during the recovery period. The Basics Workers’ compensation insurance benefits are available to employees who […]
September 21, 2021
Vehicle-related crashes are the leading cause of work-related deaths. In addition to the potential for loss of life, work-related automobile accidents expose businesses to liability risks, legal expenses, lost time, decreased productivity, and increased insurance and workers’ compensation rates. Whether […]
June 29, 2021
If someone were to ask you what was covered under your auto insurance policy, would you be able to explain the various auto insurance coverages? Interpreting the various types of coverage on your auto policy can be tricky, but extremely […]
June 15, 2021
Your experience modification factor, or mod, is an important component used in calculating your workers’ compensation premium. If you can control your mod, you can lower your price and help impact your bottom line — so we’ve gathered our top […]
June 1, 2021
Whether you’re new to starting a business at home or experienced, there are varying coverage options on the market depending on the type of business. We’re here to help you sort through what’s available, and pick the best protection for […]
May 11, 2021
Serving alcohol is a common practice for restaurants, bars, catering companies, entertainment venues and similar establishments. While providing a wide array of beverage options is important, serving alcohol in particular can create a variety of risks for business owners. For […]
May 4, 2021
Crime Insurance While you may think your business would never be the victim of theft, the harsh reality is that nearly every business can become a victim. In this day and age, thieves (including your employees) do not need direct […]
April 27, 2021
Equipment Breakdown Insurance Because your business depends on functioning equipment to operate and maintain revenue, a breakdown could be devastating. The threat of breakdown is increasingly prevalent because technologically advanced equipment tends to be sensitive and fragile, and can easily […]
April 20, 2021
Risk Exposures for Hotels & Lodges Owning and operating a hotel or lodge can be a rewarding endeavor. However, hotel operators have to manage numerous exposures related to lodging, and many offer amenities—including pools, exercise facilities, bars and restaurants—that can […]