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Classic Car

Classic & Collector Car Insurance

If you own a classic car, your insurance coverage should be as unique as your vehicle. Whether you purchase a muscle car or an antique vehic...

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Market Value vs. Replacement Cost

Because we get asked this question so often, I thought it would be beneficial to briefly review the general concept and differences between ...

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High Value Home

What’s the Difference between Standard and High-Net Worth Homeowner’s Contracts?

We often get asked what kinds of benefits come with moving from a standard mass-market insurance contract into a High-Value homeowner’...

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cars

Auto Insurance: Split Limits Vs. Combined Single Limit

We often find that new clients come to us having focused more on their auto policy’s annual renewal premiums rather than the actual co...

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Flood

Flood Insurance

When it comes to flood insurance, we’ve heard all of the reasons not to purchase coverage: “It’s too expensive”, or ...

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Independent agent

Why Choose an Independent Agent

I’m often asked, “Why choose an independent agent?”. For starters, some of the best and longest standing insurance compani...

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cars 2

Auto Insurance Coverages

If someone were to ask you what was covered under your auto insurance policy, would you be able to explain the various auto insurance covera...

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Wedding

Wedding Insurance

Weddings are Back! Let’s come right out and say it: 2020 put a damper on wedding season. BUT – on the bright side, things are ge...

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Mod

10 Tips for Mod Control

Your experience modification factor, or mod, is an important component used in calculating your workers’ compensation premium. If you can ...

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Valuables

Insuring Your Valuables

Your valuables are important to you—and insuring your valuables is equally important to prevent serious loss from damage or theft. Whether...

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