Protect Your Condo and Belongings with Comprehensive Condo Insurance

As a condo owner, having the right insurance coverage is essential to protect your personal space, belongings, and liability. Condo Owners Insurance, also known as an HO-6 policy, is designed specifically for condo owners, providing coverage for everything from interior improvements to personal property and liability protection. We specialize in affordable, tailored insurance solutions for condo owners, giving you peace of mind in your home.

Why Condo Insurance is Essential

While your condo association likely has a master policy, it only covers the building’s exterior and common areas. Condo Owners Insurance, however, protects:

Interior Fixtures: Covers cabinets, flooring, walls, and other improvements you’ve made inside your unit.
Personal Property: Protects your belongings, like furniture, electronics, and clothing, against damage, theft, or loss.
Personal Liability: Offers financial protection if someone is injured in your condo or if you accidentally cause property damage to others.
Additional Living Expenses: Helps cover temporary living expenses if your unit becomes uninhabitable due to a covered event.

Without condo insurance, you may face significant out-of-pocket expenses in the event of unexpected losses or liabilities.

Coverage Options Tailored for Condo Owners

We work with top insurance providers to offer you a range of customizable coverage options that meet your specific needs as a condo owner:

Dwelling Coverage: Covers the interior parts of your condo, including walls, floors, and built-in appliances, in case of damage from covered events like fire or vandalism.
Personal Property Coverage: Protects your personal belongings, from furniture to electronics, against loss, theft, or damage.
Loss Assessment Coverage: Provides extra protection if your association’s master policy comes up short, helping you pay for damage to common areas or liability claims affecting all unit owners.
Liability Protection: Covers medical and legal expenses if someone is injured in your condo, or if you accidentally cause damage to another unit.
Additional Living Expenses: Pays for temporary housing, meals, and other expenses if your condo is uninhabitable due to a covered claim.

Why Choose The Maloney Group for Condo Insurance?

We understand the unique needs of condo owners and are committed to delivering top-quality coverage and service. Here’s why our clients trust us:

Customizable Coverage: Our team works with you to build a policy tailored to your condo’s unique needs, ensuring you’re not paying for unnecessary coverage.
Competitive Rates: We partner with reputable insurers to secure comprehensive coverage at the most competitive prices.
Exceptional Claims Support: Our dedicated claims team is ready to assist you through every step, ensuring you receive timely support and fair compensation.
Proactive Protection: We provide risk management tips to help prevent losses and keep your home secure.

Get a Free Quote for Condo Insurance Today!

Your condo is more than just a home—it’s an investment. Protect it with the right condo insurance from the Maloney Group at Robertson Ryan Insurance. Contact us today for a free quote and consultation. Our experienced agents are here to answer your questions and help you get the coverage you need for peace of mind.