Condo Association Insurance

Protect Your Community with Tailored Condo Association Insurance Solutions

As a condo association, you have a responsibility to protect your building, shared spaces, and the interests of your community members. Condo Association Insurance provides essential coverage to keep your property and association financially secure, no matter what comes your way. At Robertson Ryan, we specialize in helping condo associations find comprehensive, affordable insurance solutions that meet their unique needs.

Why Condo Association Insurance Matters

Condo association insurance safeguards the shared aspects of a condominium community, including:

  • Buildings and Structures: Covers damage to the property, building exteriors, and common areas.
  • Common Areas: Protects clubhouses, pools, lobbies, and any other shared spaces.
  • Liability Coverage: Provides protection if someone is injured in a common area, helping cover legal fees and medical expenses.
  • Directors and Officers (D&O) Liability: Protects board members from personal liability related to their decisions made on behalf of the association.

Without proper coverage, associations could face substantial out-of-pocket expenses in the event of property damage or liability claims.

Comprehensive Coverage Options

We understand that every condo association is unique. Our agents work closely with your board to customize an insurance plan that aligns with your community’s specific needs and risk factors. Here are some of the coverages we offer:

  • Property Insurance: Covers damage to buildings, common areas, and association-owned property.
  • General Liability Insurance: Protects against claims for bodily injury or property damage occurring in shared spaces.
  • Directors & Officers Liability (D&O): Shields board members from lawsuits related to their decisions for the association.
  • Crime & Fidelity Insurance: Safeguards your association’s funds from theft or embezzlement.
  • Equipment Breakdown: Covers repairs or replacement costs for essential equipment, like heating or cooling systems in common areas.
  • Umbrella Insurance: Provides an added layer of liability protection, ensuring your association has ample coverage for unexpected events.

Benefits of Partnering with the Maloney Group at Robertson Ryan Insurance

Our team is dedicated to delivering top-quality coverage and customer service to condo associations. When you work with us, you can expect:

  • Personalized Service: Our agents understand the unique needs of condo associations and are here to provide ongoing support and guidance.
  • Competitive Rates: We work with top insurance carriers to secure the most competitive rates for your coverage needs.
  • Expert Claims Assistance: We’ll be with you every step of the way if you need to file a claim, ensuring your association gets the support it deserves.
  • Risk Management Advice: Our team offers tips and resources to help minimize risks and maintain a safe, secure community for all residents.

Business Partner Community Association Institute

 

 

 

 

Get a Free Quote Today

Protecting your condo association is essential for peace of mind and financial security. Contact us today for a free consultation and quote for Condo Association Insurance. Let us help you create a customized insurance package that keeps your community safe, covered, and thriving.

Contact Us Today