Category: Personal Lines

What NOAA’s Disaster Database Shutdown Means for Insurance & Insureds

NOAA is no longer updating its popular Billion-Dollar Disasters database, a crucial tool for insurers, risk managers, and public officials.

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Swimwear Safety: Reconsidering the Color of Your Child’s Swimsuit

Discover why neon-colored swimwear for kids is recommended, how visibility varies between pools and lakes, and what simple steps parents can take to reduce drowning risks.

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Beyond the Leash: Insurance Tips for Responsible Dog Ownership

The liability behind dog Ownership, discover what laws apply, what your insurance may or may not cover, and how to reduce your exposure.

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Smartwatches: Risk on the Road

Commercial and personal drivers alike—learn how wearable tech contributes to distracted driving and how to protect yourself on the road.

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Your Home Insurance Premiums Keep Rising – Even Without Claims

Reinsurance, the “insurance for insurance companies.” Why it’s getting more expensive and how it affects your premium.

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Weathering the Storm: Insurance Strategies for Businesses

Natural disasters can devastate businesses, and many owners don’t realize their insurance gaps until it’s too late

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Spring Weather Safety: Flood Risks, Alerts, and Home Protection

Spring brings warmer weather—but also an increased risk of flooding. Knowing how to prepare can make all the difference.

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Roofing & Insurance: How Your Roof Material Impacts Coverage and Costs

From durability to potential discounts, discover how your roofing material affects your premiums and peace of mind.

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Rebuilding Costs Are Rising: Is Your Insurance Keeping Up?

Reconstruction costs have surged over the past decade, impacting home and commercial property insurance coverage.

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Navigating Insurance Needs for Teen Drivers

Your teen is ready to drive—are you ready to insure them? Discover the essentials of covering learner drivers without the stress

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Replacement Cost vs. Actual Cash Value: A Homeowners Insurance Guide to Protect Your Roof

When it comes to protecting your home, your homeowners insurance policy plays a critical role. One key decision you’ll need to make is whether to insure your roof—and possibly other parts of your home—using replacement cost (RC) or actual cash […]

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Your Roadmap for an Auto Accident: A Step-by-Step Guide

Collision to Resolution: A Step-by-Step Guide When Handling an Auto Accident

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