Category: Personal Lines

Wisconsin Homeowners: New Assignment of Benefits Law

Effective December 1, 2026, a new Wisconsin law will place important restrictions on how contractors can use Assignment of Benefits (AOB) agreements following certain residential property losses. The changes are designed to help homeowners better understand what rights they may […]

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How to Insure Inherited Art: Appraisals, Valuations and Fine Art Insurance

An estimated $1 trillion in art is expected to transfer to the next generation over the coming decade, according to Deloitte research cited by Bloomberg. As paintings, sculptures and collections change hands, many families will face a question they may […]

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How Larger Trucks and SUVs Affect Your Insurance, Safety, and Repair Costs

Bigger vehicle. Bigger premium?

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Wildfires Are Changing. So Is the Way We Protect Our Homes and Businesses

Wildfire preparedness starts long before smoke fills the sky.

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Beyond Sandbags: Smart Ways to Protect Your Home from Water Damage

This summer has seen repeated flooding across several regions of the United States, with flash flooding driven by slow-moving thunderstorms, saturated ground, and tropical moisture. The flooding has been concentrated well outside traditional coastal hurricane zones. Much of the damage […]

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Understanding Wind & Hail Deductibles: What Homeowners Should Know During Storm Se...

As severe weather season ramps up across much of the country, many homeowners are surprised to learn that not all insurance deductibles work the same way. One of the most commonly misunderstood parts of a homeowners policy is the wind and hail deductible.  Understanding how these […]

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E-Bikes: Safety and Insurance Coverage Considerations

E bikes are faster, heavier, and riskier than many riders realize. What does that mean for safety and insurance coverage?

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Spring Checklist: Don’t Overlook Your Underground Service Lines

What is service line coverage? Service line coverage is an optional homeowners insurance endorsement that helps pay for damage to underground utility lines like water, sewer, gas, electrical, and internet lines. Does homeowners insurance cover underground service lines? Most standard […]

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Why did my car insurance go up?

If your auto insurance premium has increased over the past few years, you are not alone. Many drivers across the country have seen their rates rise, sometimes significantly. The reality is that auto insurance has been navigating a challenging market […]

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Why You Should Schedule Your Jewelry on Your Insurance Policy

Jewelry is often more than an accessory. It carries financial value, sentimental meaning, and in many cases family history. That includes engagement rings, wedding bands, heirloom pieces, and yes, watches. Yet many homeowners, condo owners, and renters are surprised to […]

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Florida Home Insurance Outlook

What Florida Property Owners Should Know as We Head Into 2026 Owning a home or condo in Florida offers an exceptional lifestyle, but it also comes with insurance considerations that are unlike most other states. As we move into 2026, […]

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Winter Weather: Protect Your Home During Freezing Temps

Freezing temperatures can increase the risk of burst pipes, power outages, and property damage. Follow these simple steps to help protect your home.

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